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2018年10月30日
5 Ways Fraudsters Get Access

5 Ways Fraudsters Get Access to Your Credit Card Information
There's no shortage of opportunities for identity thieves to get access to your information. Even if you keep your physical card on your person at all times, fraudsters can still find a way.

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Credit card skimmers. Thieves use devices, called skimmers, that can scan information from your credit card's magnetic strip. They can then create a fake credit card using the stolen information. The credit card industry has tried to combat this by introducing the EMV chip, which encrypts your card information.


But fraudsters can still install skimmers disguised as card readers at gas pumps, ATMs on campus and even some small businesses where you swipe your card for transactions. While it's possible to spot and avoid a skimmer, it's easy to miss it if you're not thinking about it.

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Data breaches. A data breach happens when hackers steal protected or confidential information, often from a company's server or website. If a website where you've stored credit card information is breached, your card number could end up in the wrong hands.


Even if a data breach reveals just your username and password, fraudsters can still manage to get access to your credit card if you use the same login information on another website. For example, say that thieves get access to your university username and password. They may try to log in on sites like Amazon.com and Walmart.com to see if the login information matches. If it does, they can use any credit cards you have stored to make purchases.


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[ 投稿者:shuewi at 14:21 | shuewi | コメント(0) | トラックバック(0) ]

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